If you’ve been in a car accident, you may be wondering who is responsible for the damages you’ve suffered. Determining who to hold accountable can be more complicated than it seems. Understanding the various parties involved is essential to ensuring that you receive fair compensation for your losses.
Identifying the At-Fault Driver
The first step in determining responsibility is to identify the driver who caused the accident. This is typically based on the police report, which outlines the circumstances of the crash. Once fault is established, the at-fault driver’s insurance company becomes the primary party responsible for covering your losses.
What If the At-Fault Driver Lacks Insurance?
Unfortunately, some drivers don’t have insurance or enough insurance to cover all your expenses. In this case, your own insurance may come into play. If you have uninsured or underinsured motorist coverage, this could provide additional coverage for your damages. It’s important to review your policy and speak with your attorney to understand your options.
When Other Parties Are Involved
Sometimes, the situation is more complex than just the driver at fault. For example, if the accident occurred in a construction zone and the construction company didn’t properly mark the area or provide sufficient warnings, they may share some responsibility. Similarly, if a company negligently allows an unqualified driver to operate one of their vehicles, that company could be held accountable as well.
Getting the Right Legal Help
Car accident cases can involve multiple parties, making it crucial to have an attorney who can navigate the complexities of your case. Stewart & Stewart will help identify all responsible parties, ensuring that you receive the compensation you deserve.
If you’ve been injured in a car accident, contact Stewart & Stewart today at (866)-925-3012 or visit us at getstewart.com. We’re here to help!